Welcome to my blog

Hello and welcome,

This is my first blog and I hope to post here every week. I have joined the 52 week challenge and will be sharing my progress and some of my thoughts on looking back to move forward - a journey to weight reduction.
Thanks for joining me on my journey and I hope you enjoy.

Saturday 1 December 2012

Week 48 - Financial Matters


My financial situation and thoughts are shaped by many things in my life – up until four months ago I was all about spending as little as possible, buying the cheapest things, forsaking quality for “good buys” and basically saving. That’s not to say I didn’t have some bad habits – I played the pokies and yes I played them hard. There has never been a time when I haven’t met my financial responsibilities.  My parents were very frugal with money – actually they were over the top with saving money. Other family members were not so frugal with money and I wanted to be somewhere in the middle – well that was until four months ago when my sister passed away. Now things are different.
I am doing so many new things, courses, fun runs, going out and buying things I want.

I’ve also stopped doing things – I don’t play the pokies anymore, I don’t waste money on things I don’t need.
My husband and I are on the same wavelength with money – actually we have always been.

We both work and we have a good life we pay our bills, buy things we want, give to charity and have enough money to do want we want.  The thing is we don’t want a lot – or what we want doesn’t cost a lot.  I’m not into big houses, fancy cars, overseas holidays or the “fancy” stuff in life. We live a simple happy life where we enjoy what we do.
Since my sister passed it is more important to me than ever to enjoy life – live in the now, who knows what the future will bring. This new way of thinking is also tempered with the need for stability so whilst I am spending I am also keeping an eye on what I am spending, I save up for things and I still save with my purchases.  But I don’t sacrifice quality anymore. So some things have changed.

Lets not kid ourselves money is important but more specifically financial security is very important. The last thing I want to do is leave big bills to my son. My aim in life is to have enough to do enough while leaving enough.
I am very rich in so many ways it may not be financial or assets but it is what is important to me. I have a wonderful family, great friends, a terrific life filled with many amazing things. I am privileged in so many ways that it gives me great joy to give to others and for me that is enough.

I’d like to share a very special moment with you – my work put on a Christmas fair yesterday and today for special needs kids and kids from work.  It was amazing we’ve been fundraising for a couple of months and working on a number of things.  There were over a 100 special needs kids plus a 100 staff kids.  Yes it was huge.  I won’t go into all the details but it was a Christmas wonderland filled with displays, nativity play, card making, cup cake decorating, picture frame decorating, computer games, games and so much more.
Not only did I do heaps of fundraising  I worked on the Nativity play and ran the card making – it was really fun. I had a great time helping the kids make the cards. After spending 6 hours setting up and running the card making last night and then backing up for another 5 hours today with aching legs and back the most amazing thing happened……………

In the last hour a special needs girl made a card for her mum, she gave the card to her mum and told her how much she loved her. It was truly beautiful, she then thanked us for helping her again and again. She was so very happy and then she wished us a very merry Christmas. As we returned the Christmas greeting she held out her hand to me so I shook it. She turned my hand over and kissed the back of my hand. I couldn’t believe the emotion I felt at that moment.  I was overwhelmed with emotion. This small act of thanks from this very special child meant so much to me and I can honestly say it has made a very big impact on me.  I feel so very rich today.  It is true when we give we receive.

Yes my life is a very full, happy and rich life and really that is all that matters.
http://www.homelifesimplified.com.au/simplify-your-life-week-49-money-reducing-outgoing-to-meet-goals/

4 comments:

  1. you had me tearing up at the little girl, you are very rich indeed.

    We seem to be in very similar places at the moment, the previous frugality and now letting go just a little but still with financial security in mind.

    Sorry to hear of the loss of your Sister, I recently lost my beloved Pa and boy has it brought life into a whole new perspective

    And good on you for keeping up with the SYL12 challenge, I dropped out a while back but benefitted richly from the first few months I did complete

    ReplyDelete
    Replies
    1. I have gotten so much from that one gesture - just a kiss on the back of my hand it is amazing. The smallest of things can mean so much.
      SYL has been a great experience and I have learnt so much.

      Delete
  2. Rita, that is such a beautiful moment, thank you so much for sharing. Congratulations on putting your heart and soul into something that will probably be lifetime memories for some of the kids participated in it. To see children happy and loving the moment really makes all the hard work worth it, doesn't it? Also, it sounds like your recent change in spending outlook is bringing lots of joy into your life! We are somewhere in the middle when it comes to spending and saving as well....it's not easy living on a single income in today's world, but it is do-able if you watch where you spend your money!

    ReplyDelete
  3. Ah wouldn't it be good if we didn't needs so much money to live..... but we do so it is important to get it right for your family. Each family is diffent and each family has different priorities. Its a funny thing I've been so blessed lately and as I give out I get back.... have a great day and thanks for dropping by.

    ReplyDelete